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Protect Your Farm: Manage Hay Season Risks

9/1/21 - Sam Athey

        Good hay isn’t cheap to buy and it isn’t cheap to harvest, so managing the risk that comes with this investment is an important piece to protecting the well-being of farm and ranch operations.

        “When it comes to insuring hay, stack limits are probably the most important item to consider,” said Doug Collard, farm and ranch insurance producer with Specialty Risk Insurance.

        He recommended farmers and ranchers speak to their agents and/or read up on...

Grain Bin Safety - Tube Giveaway & Safety Training


Nationwide safety program presents 48 fire departments with grain rescue tubes and training


Since 2014, Nationwide’s Grain Bin Safety campaign has awarded 200

rescue tubes to first responders to help prevent grain entrapment deaths


Des Moines, IA – As farmers tend to their crops this season, Nationwide, the country’s no. 1 insurer of farms and ranches1, is taking steps to help prevent grain entrapment deaths in rural America. In partnership with the National Education Center for Agricultural Safety (NECAS), Nationwide is awarding 48 fire departments...

How Much Life Insurance Do You Really Need?


Life insurance does not have to be complicated; it just needs to be specific to your family and your needs. There are a few things to discuss when considering how much life insurance is enough. Forbes published an article on life insurance that breaks it down in a simplified equation: [Financial obligations you want to cover] – [existing assets that can be used toward bills] = Your life insurance need. 


If your true goal is income replacement for your immediate family, consider the following items: large debts that need to be paid off,...



"Incredibly friendly staff with lots of insurance options for customers."

- Ryan

"If you don’t have Specialty Risk as your insurance agent, you don’t have your family’s best interests at heart."

- Bill

"Great locally owned company. They have amazing customer service and make sure you are taken care of in the event you need to make a claim."

- Dustin

"Contacted Specialty Risk for insurance for my PI license. Others had no idea what I was talking about. Robin had coverage for me in just a few days and I was able to proceed. Very efficient, very professional."

- Ron

"I absolutely can't begin to explain how happy we are with Specialty Risk. When we were involved in an accident they stepped in and went to bat for us which I have never had an agent do, Cami was quite the bulldog and fought for us. Then again they stepped up with the recent loss of one of our horses which was insured through their Hartford policy. Cindy went above her normal office duties to help us with this. Chip has always been a great agent for us as well. Top notch service and they always look out for your best interest. I could go on all day about their great staff."

- Rebecca

"I am so glad I made the call to get a quote! Everyone I have talked to has been amazing! Cami has went above and beyond to make sure everything we need has been met! I have seen her in public and she has called me by my 1st name and cares! Thank you all for what you do for my family!"

- Tracy