About Us

Working to Protect Your Livelihood Click Here

As the founder and owner of Specialty Risk Insurance Agency, helping others is a huge part of who Kevin Charleston is. Kevin first entered the insurance industry in 1995. Seventeen years later, on July 13, 2012 he opened the doors to his own agency. Today, Kevin has a dedicated team who shares his priority; helping protect the livelihoods of valued customers. We pride ourselves on providing fast, reliable, and expert services.

Who We Are

Specialty Risk Insurance Agency is a full-service insurance team headquartered in Carthage, Missouri. We are one of the top agribusiness insurance agencies in the nation, and are quickly becoming the premier agency for construction and commercial insurance in the Midwest. Our agents live and work in the very industries they insure. This aspect gives our agency an unmatched depth of industry knowledge. We understand the risks that threaten your operations and know how to ensure you are protected. Our main service areas stem from our country roots. Our agents are multi-faceted, and our agency can write all lines of insurance. Our team strives to simplify the insurance process and help you get back to the important things in your life, like running your business. We believe that when our business is focused on serving people, success follows.

We Excel at Customer Service

Choosing our agency for your insurance needs means that you are backed by a team of people that truly care about protecting your livelihood. We commit the necessary resources, time, and energy to gain an in-depth understanding of your insurance needs. Then, our account managers work with a variety of insurance companies on your behalf to find the best coverage options for you at a competitive price. Whether you have questions or need assistance filing a claim, we continue to provide quality service when you need it. With our team of customer advocates, you won’t be left to navigate the unfamiliar territory of the insurance world alone.

Exclusive Resources

As our customer, you will receive exclusive access to our value-added service providers, who specialize in safety, human resources issues, DOT, safety issues, and claims management. We also have a set of trusted advisors to help you with employee benefits and personal lines coverages such as, life, auto, and home.

Our Staff


Filter Series

Tony Adkins

Farm & Commercial Insurance


Aaron Mitchell

Commercial Insurance

(417) 680-0517

Alexis Lawhead

Employee Benefits

(417) 680-0642

Alexis Slates


(417) 674-3034

Andrea Heffren

Farm Insurance

(417) 674-3015

Austin Rice

Farm & Commercial Insurance

(417) 674-3016

Beverly Jefferis

Farm Insurance

(417) 674-3017

Brian Youngblood

Crop Insurance

(417) 674-3018

Carie Brown

Commercial Insurance

(417) 674-3019

Chance Morgan

Management Consulting

(417) 674-3021

Chip Cortez

Farm, Commercial, and Crop Insurance

(417) 674-3022

Colt Atwood

Commercial Insurance

(417) 680-0518

Debbie Gates

Commercial Insurance

(417) 674-3023

Denise Kinman


(417) 674-3024

Doug Collard

Farm & Commercial Insurance

(417) 674-3025

Hilda Munoz


(417) 674-3027

Janet Crowe

Personal Lines, & Commercial

(417) 674-3028

Katelyn Tarwater

Commercial Insurance

(417) 674-3030

Kelly Dannels

Employee Benefits

(417) 674-3032

Kelsie Daniels

Farm Insurance

(417) 674-3043

Kevin Charleston

Farm & Commercial Insurance

(417) 674-3033

Kori Gregory

Commercial Processing

(417) 212-5077

Liz Doty

Commercial Insurance

(417) 423-2189

Mike Berrey

Farm & Commercial Insurance

(405) 433-8025

Mike Fester

Equine & Farm Insurance

(480) 386-1135

Nathan Enyart

Crop Insurance

(417) 674-3035

Philip Solum

Farm & Commercial Insurance

(417) 674-3037

Quincy Charleston

Employee Benefits

(417) 674-3038

Robin Smith

Commercial Insurance

(417) 674-3039

Ruth Conner

Commercial Insurance

(417) 674-3040

Sam Gorham

Commercial, Personal, and Farm Insurance

(417) 490-3196

Samantha Athey

Farm Insurance


Sarah McEntire

Farm & Livestock Insurance

(417) 214-5079

Sha Terry

Farm Insurance

(417) 674-3044

Stephanie Martin

Commercial & Health Insurance

(417) 680-0519

Theresa Harshaw

Employee Benefits

(417) 674-3121

Tiffany Ingle

Employee Benefits

(417) 674-3046

Tracie Steffes

Livestock Insurance

(417) 758-4003

Value-Added Service Providers


Aaron Ingle

Safety and Human Resources


Jim Ingle

Safety and Human Resources

417. 235.2404

Travis Goodhue

DOT and Safety


Our History



Specialty Risk Insurance Agency was founded by Kevin Charleston


Specialty Risk Insurance Agency purchased Sarcoxie Insurance Agency from Larry & Kathy Kellhofer.


Specialty Risk Insurance Agency purchased The Finley Agency from Brent and Bruce Finley.


Specialty Risk Insurance Agency purchased The Horsey Agency from David and Cathy Horsey.


Specialty Risk Insurance opened an office in Fairfield, TX to better serve customers in Texas, Louisiana, Oklahoma, and New Mexico.


Specialty Risk Insurance opened an office in Nevada, MO to better serve customers in Missouri.


Specialty Risk Insurance opened an office in Cave Creek, AZ to better serve customers in Arizona.