Pasture, Rangeland, & Forage Insurance Program
The Pasture, Rangeland, Forage Insurance Program (PRF) is a federal crop insurance program that provides insurance protection for perennial forage produced for grazing or harvested for hay. The program is administered by the USDA Risk Management Agency (RMA). Due to difficulties quantifying price and yield for forage crops, particularly for grazing, standard crop insurance products are generally not an option for insuring forage production. For most of the United States, including: Missouri, Oklahoma, Arkansas, Kansas, Texas, and Nebraska, the program is based on a rainfall index. PRF insures producers based on the average rainfall in their geographic area instead of the producers’ individual farm. Producers receive an indemnity payment when rainfall in their area falls below the normal historical level.
We write custom insurance policies, which allow you to ride with confidence. Protect your horses, barns, trailers, and tack investments with a custom policy by a Specialty Risk Insurance Agency producer. Insuring your purchase before you leave the sale is the second most important move after selecting the next addition for your equine program. Headquartered in Carthage, Missouri, our sales team knows what’s important to your policy because they live and breathe the equine industry, too. As a horse owner, equine liability covers your home and your horse operation, on and off premises, including boarding, breeding, racing, training, horse shows, and riding instruction. We not only write policies for horse owners, but also for veterinarians, trainers, and barn owners. Our custom policies can include transportation, mortality, life insurance, workers compensation, and group and individual health insurance.