Group Voluntary Benefits

Our group voluntary benefits packages are customizable for any size of business. 


Voluntary dental insurance is a particularly valuable benefit, as many medical insurance plans do not cover any dental procedures.



Vision insurance is designed to help you cover and budget for ongoing vision care expenses like routine eye exams, prescription glasses and contact lenses.


Short-Term Disability

Short-term disability insurance covers the first brief period in which your employee is unable to work.


Long-Term Disability

Long-term disability insurance will kick in once short-term disability insurance ends and help to protect employees for months or years after they are initially unable to work.


Group life insurance is often provided as part of a complete employee benefit package.


Basic Term Life.

Foundational protection that helps meet a portion of a family's income needs in the event of a premature death.

Supplemental / Voluntary Life. 

Allows employees to increase their protection to meet their individual needs at no cost to employers.

We write custom insurance policies, which allow you to ride with confidence. Protect your horses, barns, trailers, and tack investments with a custom policy by a Specialty Risk Insurance Agency producer. Insuring your purchase before you leave the sale is the second most important move after selecting the next addition for your equine program. Headquartered in Carthage, Missouri, our sales team knows what’s important to your policy because they live and breathe the equine industry, too. As a horse owner, equine liability covers your home and your horse operation, on and off premises, including boarding, breeding, racing, training, horse shows, and riding instruction. We not only write policies for horse owners, but also for veterinarians, trainers, and barn owners. Our custom policies can include transportation, mortality, life insurance, workers compensation, and group and individual health insurance.