Plumbing and HVAC Contractors

Who We Insure


HVAC contractor's are on the go making sure our offices and homes are comfortable. Keeping your customers’ homes and businesses free of water, gas, and other dangers poses liability exposure. Injury to your or your employees can happen without warning. Having a mobile workforce puts your business at risk and our team at Specialty Risk Insurance Agency can help you plan for those risks.

Plumbing and Piping Systems

Plumbing can be a hectic business as you install and fix water, sewer and drainage lines in and around buildings. Whether you are a plumber, pipe fitter, septic installer or general contractor who hires these professionals, we at Specialty Risk Insurance Agency are here to help you assess your business risks. These can include liability claims for damage you may cause, damage to your equipment or vehicle, and injury to you and others.

We write custom insurance policies, which allow you to ride with confidence. Protect your horses, barns, trailers, and tack investments with a custom policy by a Specialty Risk Insurance Agency producer. Insuring your purchase before you leave the sale is the second most important move after selecting the next addition for your equine program. Headquartered in Carthage, Missouri, our sales team knows what’s important to your policy because they live and breathe the equine industry, too. As a horse owner, equine liability covers your home and your horse operation, on and off premises, including boarding, breeding, racing, training, horse shows, and riding instruction. We not only write policies for horse owners, but also for veterinarians, trainers, and barn owners. Our custom policies can include transportation, mortality, life insurance, workers compensation, and group and individual health insurance.

Coverage Types

Commercial Auto

Contractors Equipment

Employee Dishonesty

Equipment Leased / Rented From Others

General Liability

Property in Transit

Workers Compensation

Home and Auto Insurance

Life Insurance