Farm and Ranch




Crop Insurance




Why Choose Specialty Risk Insurance Agency?



Our team knows that you have many options when it comes to your insurance needs. If you’re weighing your options, you’ll find choosing our agency has several advantages:


We excel at customer service

Our team has more than 300 years of combined experience in providing insurance to businesses in our community. Our producers will provide you with their cell phone numbers and won't put you through the hassle of an automated call system. Our customers receive exclusive access to our value-added service providers, who...

A New Way to Save You Time: Text & Email Alerts


Your team at Specialty Risk Insurance knows that you’re busy, whether your industry is agribusiness, farm & ranch, construction, trucking, livestock, or crops. We’d like to keep it simple for you regarding your insurance and that's why we are rolling out a new text messaging platform!

Sign up today and get alerts and receive messages about industry-relevant events, training seminars, news, and deadlines! Select the type of message groups you would like to receive alerts for. Don’t worry, we’ll only send 2-4 alerts per month and...

Fourth Annual Grain Bin Safety Contest


Our team is a proud partner of the Nominate Your Fire Department Contest hosted by Nationwide.

The safety contest runs from January 1 through May 31. It will award grain rescue tubes and specialized hands-on training to help first responders save lives when farmers and other workers become dangerously entrapped in grain bins and other grain storage structures. Nominate your fire department here!

“Our team is working to spread awareness of the hazards of grain to help save lives,” said Kevin Charleston, owner of Specialty Risk Insurance Agency. “It...



"If you don’t have Kevin Charleston as your insurance agent, you don’t have your family’s best interests at heart."

- Bill Scott

"Great locally owned company. They have amazing customer service and make sure you are taken care of in the event you need to make a claim."

- Dustin E. Hensley

"Contacted Specialty Risk for insurance for my PI license. Others had no idea what I was talking about. Robin had coverage for me in just a few days and I was able to proceed. Very efficient, very professional."

- Ron McConnell

"I absolutely can't begin to explain how happy we are with Specialty Risk. When we were involved in an accident they stepped in and went to bat for us which I have never had an agent do, Cami was quite the bulldog and fought for us. Then again they stepped up with the recent loss of one of our horses which was insured through their Hartford policy. Cindy went above her normal office duties to help us with this. Chip has always been a great agent for us as well. Top notch service and they always look out for your best interest. I could go on all day about their great staff."

- Rebecca Grant Brassart

"I am so glad I made the call to get a quote! Everyone I have talked to has been amazing! Cami has went above and beyond to make sure everything we need has been met! I have seen her in public and she has called me by my 1st name and cares! Thank you all for what you do for my family!"

- T. Wilkowski